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Well this is a blog about making money and to be honest one of the best ways to make money is by getting a college degree. Some studies have shown that the average college grad can make upto $1,000,000.00 more than a non-grad over the course of their life. Student loans are a part of how that becomes a reality for most of us. I don't know about you, but I don't have $100,000.00 lying about the place collecting dust that I can just say, "oh, look at that. What to do......guess I'll get an education with it." So, I borrowed the money. Yes I am in college as we speak, with the University of Phoenix. Yep, full time job, two kids, a blog or two, and college.......in answer to your question, no, I do not sleep. But it's worth it to me to get more of an education and be a role model for my sons. Plus, one thing I have noticed is that it's really freaking hard to get in the door on the better jobs without that piece of paper. So I got the loans. You can defer the payments until you graduate, so you're making good money when you have to pay it back. Hey, let's face it College Loans are a part of life for most of us, and the benefits of going to college are more than worth it. After all, knowledge is power, and in this day and age, power means money.